Transform data into intelligence
and intelligence into action

Discover how Insights transforms your clients' financial information into simple, personalized and actionable recommendations. Strengthen the relationship with your customers from the very first contact.

Watch demo video

Insights Demo

Watch the full demonstration of our Insights feature inside the banking app.

Three pillars of value

Understand

We analyze spending habits and financial trends to provide an integrated view of each user.

Anticipate

We predict future needs with forecasting models so your bank is always one step ahead.

Act

We turn intelligence into concrete actions: budgets, alerts, investments and payment reminders.

Key features

Personalized home screen

Personal welcome, updated balance and quick access for intuitive everyday banking.

Embedded assistant

Intelligence built directly into the app – not a separate chatbot – delivering insights and actions in context.

Spending forecast

Learns from past behaviour and predicts next month's spending, explaining the results clearly.

Smart alerts

Detects unusual increases, such as a 23 % rise in restaurant spending, and lets users set proactive notifications.

Budget creation

Generates a draft by category (entertainment, health, subscriptions…) that can be edited and confirmed in seconds.

Investment opportunities

Suggests products such as flexible certificates of deposit when excess funds are identified.

Payments and reminders

Shows upcoming due dates, weekly totals and enables one‑tap reminders.

Benefits for banks

Not just an app. An intelligent banking experience.

IC Banking takes digital banking one step further by transforming information into intelligence and intelligence into actions. Your customers receive guidance and value in every interaction while your bank strengthens its proposition and generates new business opportunities.

Request a demo